API Reference Identity Verification

Identity Verification

This service is used to verify the identity of a user.

List Packages
GET

Service Information

{{baseUrl}}verification_services/packages?loginId={{loginId}}&key={{publicKey}}
GET
Parameter Name Type M/O Description
loginId Numeric M Merchant id provided during integration
key String M Merchant’s (public) key 

{
   "loginId": "{{loginId}}",
    "key": "{{publicKey}}",
}
{
    "statusCode": "00",
    "statusDescription": "Successful",
    "details": [
        {
            "service_code": "VER1",
            "service_name": "NIN Via Phone Number",
            "service_description": "Verification Service",
            "amount": "95.00"
        },
        {
            "service_code": "VER2",
            "service_name": "BVN/NIN Linkage",
            "service_description": "Verification Service",
            "amount": "130.00"
        },
        {
            "service_code": "VER3",
            "service_name": "BVN Validation",
            "service_description": "Verification Service",
            "amount": "70.00"
        },
        {
            "service_code": "VER4",
            "service_name": "NIN Validation",
            "service_description": "Verification Service",
            "amount": "95.00"
        },
        {
            "service_code": "VER5",
            "service_name": "FRSC Drivers License",
            "service_description": "Verification Service",
            "amount": "110.00"
        },
        {
            "service_code": "VER6",
            "service_name": "CAC + Director(s)",
            "service_description": "Verification Service",
            "amount": "180.00"
        },
        {
            "service_code": "VER7",
            "service_name": "TRIAD Credit Verification",
            "service_description": "Verification Service",
            "amount": "1370.00"
        },
        {
            "service_code": "VER8",
            "service_name": "FICO Score Verification",
            "service_description": "Verification Service",
            "amount": "1370.00"
        },
        {
            "service_code": "VER9",
            "service_name": "CRC Credit Verification",
            "service_description": "Verification Service",
            "amount": "370.00"
        },
        {
            "service_code": "VER10",
            "service_name": "Credit Registry",
            "service_description": "Verification Service",
            "amount": "370.00"
        },
        {
            "service_code": "VER11",
            "service_name": "First Central Credit",
            "service_description": "Verification Service",
            "amount": "370.00"
        }
    ]
}
Verify
POST

Service Information

{{baseUrl}}verification_services/details
POST
Parameter Name Type M/O Description
loginId Numeric M Merchant id provided during integration
key String M Merchants (public) key
requestId String M Request ID
serviceId String M Service ID
unique_identifier String M Unique Identifier 

{
    "loginId": "{{loginId}}",
    "key": "{{publicKey}}",
    "requestId": "{{random12digit}}",
    "serviceId": "V01N",
    "unique_identifier": "86899143586"
}

{
  "statusCode": "00",
  "statusDescription": "Successful",
  "details": {
    "firstName": "Alice",
    "birthDate": "1990-05-15",
    "employmentStatus": "Employed",
    "gender": "Female",
    "middleName": "Mary",
    "nin": "1234567890",
    "email": "alice@example.com",
    "otherName": "Ali",
    "photo": "/9j/4AAQSkZJRgABAQEAYABgAAD/4QA...",
    "residenceAdressLine1": "123 Oak Street",
    "residenceLga": "Cityville",
    "residenceState": "Stateville",
    "selfOriginState": "Stateville",
    "signature": "/9j/4AAQSkZJRgABAQEAYABgAAD/4QA...",
    "surname": "Johnson",
    "telephoneNo": "123-456-7890",
    "title": "Ms.",
    "trackingId": "TRACK987"
  },
  "transactionId": "20250628125857863"
}